City Different Investments

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from the City Different Investments team.

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Fixed Income (2)

Diversity and Inclusion in Finance

Diversity and Inclusion in Finance

Sweta Singh admits that she fell into finance by chance: “You do something day in and day out, and then you fall in love with it. I think it is symbiotic — you enjoy your work, and then you pour more of yourself into it..” She discovered something in her found profession that has driven her to reach its pinnacle, though: empowerment.

Mar 8, 2023

Sweta Singh admits that she fell into finance by chance: “You do something day in and day out, and then you fall in love with it. I think it is

Continue Reading
Cash Reserve Management

Cash Reserve Management

“What do you do with cash?” is an investment question as old as, well, investing. It’s rare (and usually unwise) that an investor would have the entirety of their assets or holdings actively trading in the market — folks almost always have some form of cash reserve. But, as inflation ticks upward, the value of that cash drops if it’s not outpacing...

Feb 21, 2023

“What do you do with cash?” is an investment question as old as, well, investing. It’s rare (and usually unwise) that an investor would have the

Continue Reading
Tax Loss Harvesting- A Year Long Process

Tax Loss Harvesting- A Year Long Process

As the end of the year approaches, investors are trying to make lemonade (tax loss harvesting) out of lemons (capital losses on investments). Investors ought to keep in mind: when managing a separately managed account, tax loss harvesting is a year-long process, not a year-end event

Dec 8, 2022

As the end of the year approaches, investors are trying to make lemonade (tax loss harvesting) out of lemons (capital losses on investments).

Continue Reading
Women in Finance

Women in Finance

Finance is a results-driven field. Leaving women out is leaving money on the table. You all know the stereotypes about the finance industry: It’s a bunch of high-achieving types, pinstripe suits, maybe a corner office with a big mahogany desk. And the person sitting behind that desk? Usually white, and usually a guy. Collectively, we’ve worked in...

Jun 15, 2022

Finance is a results-driven field. Leaving women out is leaving money on the table. You all know the stereotypes about the finance industry: It’s a

Continue Reading
The Risk is Mutual: Mutual Funds in a Rising Rate Environment

The Risk is Mutual: Mutual Funds in a Rising Rate Environment

I saw this headline on Bloomberg today: "I Put Faith in These Guys: Vanguard Clients Decry Tax Debacle." It got me thinking about the risks embedded in fixed income mutual funds — especially municipal bond funds — during a rising rate environment.

May 9, 2022

I saw this headline on Bloomberg today: "I Put Faith in These Guys: Vanguard Clients Decry Tax Debacle." It got me thinking about the risks embedded

Continue Reading
Is it time to get into the fixed income market?

Is it time to get into the fixed income market?

Since opening our doors at City Different Investments, it is finally time to say— segments of the fixed income market are starting to get interesting!  The fixed income markets have endured a significant amount of volatility in the first quarter of 2022. As seen below, as of 4/8/2022 the major fixed income indexes have registered substantial...

Apr 12, 2022

Since opening our doors at City Different Investments, it is finally time to say— segments of the fixed income market are starting to get

Continue Reading
Headlines and Hype: Are Tax Hikes Distracting Municipal Bond Investors?

Headlines and Hype: Are Tax Hikes Distracting Municipal Bond Investors?

In 2021, investors poured a record amount of cash into the municipal bond market, hoping to seek shelter from tax hikes expected as part of President Biden’s “Build Back Better” social spending and tax bill and the administration’s infrastructure bill. At this writing, politicians continue to wrangle with details of the proposed legislation,...

Jan 27, 2022

In 2021, investors poured a record amount of cash into the municipal bond market, hoping to seek shelter from tax hikes expected as part of President

Continue Reading

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Posts about

Fixed Income (2)

Diversity and Inclusion in Finance

Diversity and Inclusion in Finance

Sweta Singh admits that she fell into finance by chance: “You do something day in and day out, and then you fall in love with it. I think it is symbiotic — you enjoy your work, and then you pour more of yourself into it..” She discovered something in her found profession that has driven her to reach its pinnacle, though: empowerment.

Mar 8, 2023 Written by: City Different Investments

Sweta Singh admits that she fell into finance by chance: “You do something day in and day out, and then you fall in love with it. I think it is

Continue Reading
Cash Reserve Management

Cash Reserve Management

“What do you do with cash?” is an investment question as old as, well, investing. It’s rare (and usually unwise) that an investor would have the entirety of their assets or holdings actively trading in the market — folks almost always have some form of cash reserve. But, as inflation ticks upward, the value of that cash drops if it’s not outpacing...

Feb 21, 2023 Written by: Chris Ryon and Sweta Singh

“What do you do with cash?” is an investment question as old as, well, investing. It’s rare (and usually unwise) that an investor would have the

Continue Reading
Tax Loss Harvesting- A Year Long Process

Tax Loss Harvesting- A Year Long Process

As the end of the year approaches, investors are trying to make lemonade (tax loss harvesting) out of lemons (capital losses on investments). Investors ought to keep in mind: when managing a separately managed account, tax loss harvesting is a year-long process, not a year-end event

Dec 8, 2022 Written by: Chris Ryon and Sweta Singh

As the end of the year approaches, investors are trying to make lemonade (tax loss harvesting) out of lemons (capital losses on investments).

Continue Reading
Women in Finance

Women in Finance

Finance is a results-driven field. Leaving women out is leaving money on the table. You all know the stereotypes about the finance industry: It’s a bunch of high-achieving types, pinstripe suits, maybe a corner office with a big mahogany desk. And the person sitting behind that desk? Usually white, and usually a guy. Collectively, we’ve worked in...

Jun 15, 2022 Written by: Sweta Singh and Michelle Nowfel

Finance is a results-driven field. Leaving women out is leaving money on the table. You all know the stereotypes about the finance industry: It’s a

Continue Reading
The Risk is Mutual: Mutual Funds in a Rising Rate Environment

The Risk is Mutual: Mutual Funds in a Rising Rate Environment

I saw this headline on Bloomberg today: "I Put Faith in These Guys: Vanguard Clients Decry Tax Debacle." It got me thinking about the risks embedded in fixed income mutual funds — especially municipal bond funds — during a rising rate environment.

May 9, 2022 Written by: Chris Ryon

I saw this headline on Bloomberg today: "I Put Faith in These Guys: Vanguard Clients Decry Tax Debacle." It got me thinking about the risks embedded

Continue Reading
Is it time to get into the fixed income market?

Is it time to get into the fixed income market?

Since opening our doors at City Different Investments, it is finally time to say— segments of the fixed income market are starting to get interesting!  The fixed income markets have endured a significant amount of volatility in the first quarter of 2022. As seen below, as of 4/8/2022 the major fixed income indexes have registered substantial...

Apr 12, 2022 Written by: Chris Ryon

Since opening our doors at City Different Investments, it is finally time to say— segments of the fixed income market are starting to get

Continue Reading
Headlines and Hype: Are Tax Hikes Distracting Municipal Bond Investors?

Headlines and Hype: Are Tax Hikes Distracting Municipal Bond Investors?

In 2021, investors poured a record amount of cash into the municipal bond market, hoping to seek shelter from tax hikes expected as part of President Biden’s “Build Back Better” social spending and tax bill and the administration’s infrastructure bill. At this writing, politicians continue to wrangle with details of the proposed legislation,...

Jan 27, 2022 Written by: Chris Ryon

In 2021, investors poured a record amount of cash into the municipal bond market, hoping to seek shelter from tax hikes expected as part of President

Continue Reading

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