--- title: City Different Investments Blog | Invest Different description: Invest Different | City Different Investments Insights Blog --- [![City Different Investments](https://blog.citydifferentinvestments.com/hubfs/raw_assets/public/City_Different_Investments_September2021/images/CDI-Logo.svg "City Different Investments")](https://citydifferentinvestments.com/) Menu - About - [Our Story](https://citydifferentinvestments.com/our-story/) - [People](https://citydifferentinvestments.com/people/) - [Community Commitment](https://citydifferentinvestments.com/community-commitment/) - [Strategies](https://citydifferentinvestments.com/strategies/) - [Fixed Income](https://citydifferentinvestments.com/strategies/fixed-income/) - Municipal Bond - [Short-Term](https://citydifferentinvestments.com/strategies/fixed-income/short-term-municipal-bond/) - [Limited-Term](https://citydifferentinvestments.com/strategies/fixed-income/limited-term-municipal-bond/) - [Intermediate-Term](https://citydifferentinvestments.com/strategies/fixed-income/intermediate-term-municipal-bond/) - 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The work is in not being on the slope when one comes down. After a... [Read](https://blog.citydifferentinvestments.com/the-avalanche-theory-of-investing) [![](https://blog.citydifferentinvestments.com/hubfs/Copy%20of%20AI%20bubble%20(2).png)](https://blog.citydifferentinvestments.com/diversifying-away-from-ai) September 15, 2026 | [Featured](https://blog.citydifferentinvestments.com/tag/featured), [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights), [About the Firm](https://blog.citydifferentinvestments.com/tag/about-the-firm) ## [Diversifying Away From AI](https://blog.citydifferentinvestments.com/diversifying-away-from-ai) ![ Connor Browne](https://blog.citydifferentinvestments.com/hubfs/Connor-Browne-crop.png) [Connor Browne](https://blog.citydifferentinvestments.com/author/connor-browne) When someone starts to worry that AI valuations have run too far, the instinct is to ask whether now is the time to get out. I understand that instinct, and it’s not a bad one. The issue we’re... [Read](https://blog.citydifferentinvestments.com/diversifying-away-from-ai) [![](https://blog.citydifferentinvestments.com/hubfs/Copy%20of%20Copy%20of%20Copy%20of%20Postcard%20from%20china.png)](https://blog.citydifferentinvestments.com/time-to-panic-about-bonds) September 08, 2026 | [Featured](https://blog.citydifferentinvestments.com/tag/featured), [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights), [Investment Strategies](https://blog.citydifferentinvestments.com/tag/investment-strategies), [Fixed Income](https://blog.citydifferentinvestments.com/tag/fixed-income) ## [Time to Panic about Bonds?](https://blog.citydifferentinvestments.com/time-to-panic-about-bonds) ![ Chris Ryon and Sweta Singh](https://blog.citydifferentinvestments.com/hubfs/Screenshot%202024-04-10%20at%209.47.57%20PM.png) [Chris Ryon and Sweta Singh](https://blog.citydifferentinvestments.com/author/chris-ryon-and-sweta-singh) The financial press has found its story du jour: “The Death of the Safe Haven: How to Fix Your Bond Strategy as Yields Rise.” Nothing sells quite like fear (even though bond yields are indeed scary... [Read](https://blog.citydifferentinvestments.com/time-to-panic-about-bonds) Filter by: ALL BLOG POSTS [All Posts](https://blog.citydifferentinvestments.com/) [Active Management](https://blog.citydifferentinvestments.com/tag/active-management) [Domestic Equity](https://blog.citydifferentinvestments.com/tag/domestic-equity) [Fixed Income](https://blog.citydifferentinvestments.com/tag/fixed-income) [Global Equity](https://blog.citydifferentinvestments.com/tag/global-equity) [Informed Investor](https://blog.citydifferentinvestments.com/tag/informed-investor) [Investment Strategies](https://blog.citydifferentinvestments.com/tag/investment-strategies) [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights) [Week In Review](https://blog.citydifferentinvestments.com/tag/week-in-review) Archives: Select Month [October 2026](https://blog.citydifferentinvestments.com/archive/2026/10)[September 2026](https://blog.citydifferentinvestments.com/archive/2026/09)[August 2026](https://blog.citydifferentinvestments.com/archive/2026/08)[July 2026](https://blog.citydifferentinvestments.com/archive/2026/07)[June 2026](https://blog.citydifferentinvestments.com/archive/2026/06)[May 2026](https://blog.citydifferentinvestments.com/archive/2026/05)[April 2026](https://blog.citydifferentinvestments.com/archive/2026/04)[March 2026](https://blog.citydifferentinvestments.com/archive/2026/03)[February 2026](https://blog.citydifferentinvestments.com/archive/2026/02)[January 2026](https://blog.citydifferentinvestments.com/archive/2026/01)[December 2025](https://blog.citydifferentinvestments.com/archive/2025/12)[November 2025](https://blog.citydifferentinvestments.com/archive/2025/11)[October 2025](https://blog.citydifferentinvestments.com/archive/2025/10)[September 2025](https://blog.citydifferentinvestments.com/archive/2025/09)[August 2025](https://blog.citydifferentinvestments.com/archive/2025/08)[July 2025](https://blog.citydifferentinvestments.com/archive/2025/07)[June 2025](https://blog.citydifferentinvestments.com/archive/2025/06)[May 2025](https://blog.citydifferentinvestments.com/archive/2025/05)[April 2025](https://blog.citydifferentinvestments.com/archive/2025/04)[March 2025](https://blog.citydifferentinvestments.com/archive/2025/03)[February 2025](https://blog.citydifferentinvestments.com/archive/2025/02)[January 2025](https://blog.citydifferentinvestments.com/archive/2025/01)[December 2024](https://blog.citydifferentinvestments.com/archive/2024/12)[November 2024](https://blog.citydifferentinvestments.com/archive/2024/11)[October 2024](https://blog.citydifferentinvestments.com/archive/2024/10)[September 2024](https://blog.citydifferentinvestments.com/archive/2024/09)[August 2024](https://blog.citydifferentinvestments.com/archive/2024/08)[July 2024](https://blog.citydifferentinvestments.com/archive/2024/07)[June 2024](https://blog.citydifferentinvestments.com/archive/2024/06)[May 2024](https://blog.citydifferentinvestments.com/archive/2024/05)[April 2024](https://blog.citydifferentinvestments.com/archive/2024/04)[March 2024](https://blog.citydifferentinvestments.com/archive/2024/03)[February 2024](https://blog.citydifferentinvestments.com/archive/2024/02) [![](https://blog.citydifferentinvestments.com/hubfs/Blog%20featured%20image%20(7).png)](https://blog.citydifferentinvestments.com/outsiders-guide) May 02, 2023 | [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights), [About the Firm](https://blog.citydifferentinvestments.com/tag/about-the-firm), [Invest Different](https://blog.citydifferentinvestments.com/tag/invest-different) ## [An Outsider's Guide to Financial Marketing](https://blog.citydifferentinvestments.com/outsiders-guide) [Sarah Rogala](https://blog.citydifferentinvestments.com/author/sarah-rogala) I’m not a numbers person… but here I am — the Director of Marketing for City Different Investments. Before joining CDI, I had no experience in the financial sector. [Read](https://blog.citydifferentinvestments.com/outsiders-guide) [![](https://blog.citydifferentinvestments.com/hubfs/ESG%20carbon%20offsets-1.png)](https://blog.citydifferentinvestments.com/carbon-offsets) December 01, 2022 | [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights), [Investment Strategies](https://blog.citydifferentinvestments.com/tag/investment-strategies), [Invest Different](https://blog.citydifferentinvestments.com/tag/invest-different), [ESG](https://blog.citydifferentinvestments.com/tag/esg) ## [Not All Carbon Offsets Are Created Equal](https://blog.citydifferentinvestments.com/carbon-offsets) [Hunter Lovins](https://blog.citydifferentinvestments.com/author/hunter-lovins) Are offsets — a way of balancing out the carbon one emits — our best chance at addressing climate change? Or are they nothing more than indulgences that assuage guilt? The controversy surrounding... [Read](https://blog.citydifferentinvestments.com/carbon-offsets) [![](https://blog.citydifferentinvestments.com/hubfs/An%20ESG%20Debate%20With%20Chris%20Ryon%20and%20Andrew%20Rodriguez%20(1).png)](https://blog.citydifferentinvestments.com/an-esg-debate) August 04, 2022 | [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights), [Investment Strategies](https://blog.citydifferentinvestments.com/tag/investment-strategies), [Invest Different](https://blog.citydifferentinvestments.com/tag/invest-different), [ESG](https://blog.citydifferentinvestments.com/tag/esg) ## [An ESG Debate](https://blog.citydifferentinvestments.com/an-esg-debate) [Chris Ryon and Andrew Rodriguez](https://blog.citydifferentinvestments.com/author/chris-ryon-and-andrew-rodriguez) Interest in ESG investing surged following the pandemic. While the term ESG (environmental, social, and governance) has been around since the early 2000s, something about the “Great Resignation” and... [Read](https://blog.citydifferentinvestments.com/an-esg-debate) [![](https://blog.citydifferentinvestments.com/hubfs/thumbnail_our%20Investment%20Strategy%20Equity%20Edition.png)](https://blog.citydifferentinvestments.com/maintaining-balance-in-your-equity-portfolio) August 01, 2022 | [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights), [About the Firm](https://blog.citydifferentinvestments.com/tag/about-the-firm), [Inflation](https://blog.citydifferentinvestments.com/tag/inflation), [Market Forecast](https://blog.citydifferentinvestments.com/tag/market-forecast), [Investment Strategies](https://blog.citydifferentinvestments.com/tag/investment-strategies), [Invest Different](https://blog.citydifferentinvestments.com/tag/invest-different), [Domestic Equity](https://blog.citydifferentinvestments.com/tag/domestic-equity) ## [Maintaining Balance In Your Equity Portfolio](https://blog.citydifferentinvestments.com/maintaining-balance-in-your-equity-portfolio) ![ Rob MacDonald](https://blog.citydifferentinvestments.com/hubfs/Rob-MacDonald-crop.png) [Rob MacDonald](https://blog.citydifferentinvestments.com/author/rob-macdonald) One of the things that makes City Different Investments, well, different is our principled investment approach. We are doing a series of articles looking at the three tenets of our equity investment... [Read](https://blog.citydifferentinvestments.com/maintaining-balance-in-your-equity-portfolio) [![](https://blog.citydifferentinvestments.com/hubfs/Blog%20image%20(2).png)](https://blog.citydifferentinvestments.com/market-timing-a-losers-game) July 11, 2022 | [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights), [About the Firm](https://blog.citydifferentinvestments.com/tag/about-the-firm), [Market Forecast](https://blog.citydifferentinvestments.com/tag/market-forecast), [Investment Strategies](https://blog.citydifferentinvestments.com/tag/investment-strategies), [Invest Different](https://blog.citydifferentinvestments.com/tag/invest-different), [Domestic Equity](https://blog.citydifferentinvestments.com/tag/domestic-equity) ## [Market Timing: A Loser's Game](https://blog.citydifferentinvestments.com/market-timing-a-losers-game) ![ Connor Browne](https://blog.citydifferentinvestments.com/hubfs/Connor-Browne-crop.png) [Connor Browne](https://blog.citydifferentinvestments.com/author/connor-browne) How has the equity team at City Different reacted to the market downturn and all this talk of recession? The short answer - we haven't. We believe market timing is a loser's game. If you have a... [Read](https://blog.citydifferentinvestments.com/market-timing-a-losers-game) [![](https://blog.citydifferentinvestments.com/hubfs/Add%20a%20heading%20(1).png)](https://blog.citydifferentinvestments.com/value-investor-insight-article) June 27, 2022 | [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights), [Portfolio Holdings](https://blog.citydifferentinvestments.com/tag/portfolio-holdings), [Investment Strategies](https://blog.citydifferentinvestments.com/tag/investment-strategies), [Invest Different](https://blog.citydifferentinvestments.com/tag/invest-different), [Global Equity](https://blog.citydifferentinvestments.com/tag/global-equity) ## [Value Investor Insight Article](https://blog.citydifferentinvestments.com/value-investor-insight-article) ![ Vin Walden](https://blog.citydifferentinvestments.com/hubfs/D2000177-Edit-2-1.jpg) [Vin Walden](https://blog.citydifferentinvestments.com/author/vin-walden) Trouble viewing the article? Click for pdf version [Read](https://blog.citydifferentinvestments.com/value-investor-insight-article) [![The Problem With Mutual Fund Capital Gains, And What To Do About It](https://blog.citydifferentinvestments.com/hubfs/Blog/2022.04%20CDI%20Blog%20MF%20Capital%20Gains%20LinkedIn.png)](https://blog.citydifferentinvestments.com/the-problem-with-mutual-fund-capital-gains-and-what-to-do-about-it) April 13, 2022 | [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights), [Asset Management](https://blog.citydifferentinvestments.com/tag/asset-management), [Taxes](https://blog.citydifferentinvestments.com/tag/taxes), [Invest Different](https://blog.citydifferentinvestments.com/tag/invest-different) ## [The Problem With Mutual Fund Capital Gains, And What To Do About It](https://blog.citydifferentinvestments.com/the-problem-with-mutual-fund-capital-gains-and-what-to-do-about-it) ![ City Different Investments](https://blog.citydifferentinvestments.com/hubfs/cdi.png) [City Different Investments](https://blog.citydifferentinvestments.com/author/city-different-investments) 2021 tax bills are due in just a few days, and we’re hearing some uncomfortable groans from mutual fund investors. Here’s why: A combination of strong market gains and high trading activity led to... [Read](https://blog.citydifferentinvestments.com/the-problem-with-mutual-fund-capital-gains-and-what-to-do-about-it) [![](https://blog.citydifferentinvestments.com/hubfs/blog%20post%20image.png)](https://blog.citydifferentinvestments.com/is-it-time-to-get-into-the-fixed-income-market) April 12, 2022 | [Municipal Bonds](https://blog.citydifferentinvestments.com/tag/municipal-bonds), [Muni Bonds](https://blog.citydifferentinvestments.com/tag/muni-bonds), [Market Insights](https://blog.citydifferentinvestments.com/tag/market-insights), [Investment Strategies](https://blog.citydifferentinvestments.com/tag/investment-strategies), [Invest Different](https://blog.citydifferentinvestments.com/tag/invest-different), [Fixed Income](https://blog.citydifferentinvestments.com/tag/fixed-income) ## [Is it time to get into the fixed income market?](https://blog.citydifferentinvestments.com/is-it-time-to-get-into-the-fixed-income-market) ![ Chris Ryon](https://blog.citydifferentinvestments.com/hubfs/Chris%20Ryon.png) [Chris Ryon](https://blog.citydifferentinvestments.com/author/chris-ryon) Since opening our doors at City Different Investments, it is finally time to say— segments of the fixed income market are starting to get interesting!  The fixed income markets have endured a... [Read](https://blog.citydifferentinvestments.com/is-it-time-to-get-into-the-fixed-income-market) \< Previous page Next page \> × ### Important Notice You are now leaving the City Different Investments' area and entering the **ETF / fund(s) area**. The following link contains information concerning investments, products or other information that is distributed by PINE Distributors, LLC. This information is not an offer to buy or a solicitation to sell any security or investment product. Such an offer or solicitation is made only by the securities' or investment products' issuer or sponsor through a prospectus or other offering documentation. **Investments involve risk. 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